Insurance for Fitness Leaders

Liability insurance is essential protection should someone claim that an injury or damage to them or their property was caused by your negligence, mistake, or oversight. Liability coverage helps you with the cost of defending and settling such a claim. 

Each Fitness Leader that obtains SPRA Fitness Leader Registration automatically receives $2M Commercial General Liability insurance coverage through Sport BC Insurance. 

Please read the full policy.

This program ensures that you have adequate insurance coverage if you are: 

• Currently registered with SPRA and all credentials are up to date 
• Working within your Scope of Practice 
• Working at locations within Canada  

It is your responsibility to keep your SPRA Registration and your CPR/First Aid certification valid. Please Note: Once any of these expire, you are no longer covered under the SPRA insurance program. 

View and download the Certificate of Insurance.

Effective: February 1, 2024 to February 1, 2025

New this year we have also secured a $5M insurance coverage option. If you would like to upgrade your insurance coverage to $5M, you can do so by contacting the Assistant Consultant – Active Living at 306-780-9386. The cost to upgrade for this year is $25.  

Coverage for Online Classes

The above program includes coverage for online classes. 

Sport BC's requirements for providing insurance coverage to SPRA Registered Fitness Leaders who conduct online training and classes are: 

• Online training can be pre-recorded and does not need 2-way communication, however a disclaimer is required. 
• All participants must be registered clients and attendance must be recorded by the instructor. 
• Instructors must keep record of the following information for each online class conducted: 
  • Date and time of the course 
  • Class Content (activities to be conducted) 
  • Number of Participants (ensure all participants are current registered clients before the start of the session) 
• Publicly accessible broadcast tools such Facebook Live, YouTube, Instagram Live, etc. are not acceptable methods of delivering online training  
• All injuries are to be documented  

More Information

• Frequently Asked Questions *Updated 2024/10/07
• Par-Q and eParMed-X+ Website
• 2024 Activity Waiver